Brick-walled lounge with a long bar, high stools, and upholstered seating beneath an exposed wood ceiling. Brick-walled lounge with a long bar, high stools, and upholstered seating beneath an exposed wood ceiling.

Guiding you home

Navigating the market shouldn't feel like a solo mission. From first-time tours to the final handshake, we provide the local expertise and personalized tools you need to secure a space you’ll love.

Buying with Ligas & Co. Made Simple

Learn how Ligas & Co. guides buyers through financing, home searching, negotiations, and closing with expert support every step of the way.
Buying with Ligas & Co. Made Simple

Buying with Ligas & Co. is as Simple As…

Rustic covered porch with two red chairs, a small table, and a vintage Coca-Cola sign.

Financing

Determine your budget:

  • Calculate how much you can realistically afford. Consider your income, debt, and monthly expenses.
  • Get pre-approved for a mortgage. Ligas & Co. will supply you a list of reputable lenders. Regardless of who you choose, you will gain a clear understanding of how much a lender is willing to loan you.

Save for a down payment and closing costs:

  • Down payments can vary, but aim for a comfortable amount. Talk to us to discuss different possibilities.
  • Factor in closing costs, which typically range from 2% to 5% of the purchase price. Closing on a home is more than a down payment and a mortgage. Talk to us to learn more about Cash to Close.

Check your credit score:

  • A good credit score is essential for securing a favorable mortgage rate.
  • Address any errors or issues on your credit report. Ask us about credit repairing programs offered by our partners.
Kitchen with a large marble island, white cabinetry, and a stainless steel gas range.

Searching

Define your needs and wants:

  • Ligas & Co. challenge you to think about your preferred lifestyle, family size, and preferred location.
  • We also love you to have an idea of must-haves and nice-to-haves in a home.

Hiring Ligas & Co.:

  • Ligas & Co. will guide you through the process, negotiate on your behalf, and provide valuable insights into the local market.
  • Ask Ligas & Co. about local insights in the areas where you wish to buy in.

Start your home search:

  • Setting up a customizable and personalized search.
    Be patient and persistent; finding the right home may take time. Take time to ask us questions.
Foyer with warm wood floors, a console table, and a staircase with dark metal railing.

Closing

Make an offer:

  • Work with Ligas & Co. to determine a competitive offer based on market conditions and the property's value.
  • Ligas & Co’s unparalleled negotiation skills have your goals top of mind. You can rest assured that we are fighting for you.

Conduct a home inspection:

  • Ligas & Co. have a plethora of different types of professional inspectors that can identify any potential issues with the property.
  • Ligas & Co. will work with you to guide and advise you throughout the inspection process.

Secure your mortgage:

  • Ligas & Co. work with top-rated lenders that will answer any question, provide 5-star service, and guide you through the lending process with the same commitment we give our clients.

Close the deal:

  • Attending the closing meeting, sign the necessary paperwork, and receive the keys to your new home.
  • We work and you Celebrate! We promise to be a trusted partner long after you close. This is a commitment to continue to serve you and our community in any way possible.

Mortgage Calculator

Estimate your mortgage payment, including the principal and interest, taxes, insurance, HOA, and PMI. Add your location for more accurate estimates.

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Work With Us

Work with a dedicated team that values trust, communication, and helping you feel confident every step of the way.